At what enterprise value was SPARTFIN (PARTNERS FINANCE) acquired in 2022?

During the acquisition of SPARTFIN (PARTNERS FINANCE) by BRIDGEPOINT in 2022, the company was valued at an estimated revenue multiple of below 5x. The transaction's Enterprise Value is estimated to be in the range of 500M - 1.5b EUR. By registering for free, you get access to complete and exact transaction details including enterprise value, revenue, and EBITDA. Additionally, our database shows that the Financial Services industry currently tracks an average EBITDA multiple of 13.1x, providing a valuable benchmark for this transaction.

What was the EV/EBITDA of SPARTFIN (PARTNERS FINANCE) when it was acquired by BRIDGEPOINT?

The estimated EV/EBITDA multiple for SPARTFIN (PARTNERS FINANCE) is in the range of 15x - 25x. For comparison, the Financial Services sector currently shows an average EBITDA multiple of 13.1x. Join our community for free to access full valuation data and industry trends.

When was SPARTFIN (PARTNERS FINANCE) acquired by BRIDGEPOINT?

SPARTFIN (PARTNERS FINANCE) was acquired by BRIDGEPOINT in 2022.

What was the revenue of SPARTFIN (PARTNERS FINANCE) at the time of the deal?

The revenue of SPARTFIN (PARTNERS FINANCE) at the time of the deal is estimated to be in the range of 150M - 250M EUR. Register for free to access the full transaction report and exact valuation multiples.

What was the EBITDA of SPARTFIN (PARTNERS FINANCE) during the acquisition?

SPARTFIN (PARTNERS FINANCE)'s EBITDA is estimated to be in the range of 25M - 50M EUR. Join our community for free to access complete and exact deal data.

What is Enterprise Value (EV)?

Enterprise Value (EV) is a measure of a company's total value, often used as a more comprehensive alternative to equity market capitalization. EV includes in its calculation the market capitalization of a company but also short-term and long-term debt as well as any cash on the company's balance sheet.

What is the EV/EBITDA multiple and why is it used?

The EV/EBITDA multiple is a financial ratio that compares a company's Enterprise Value (EV) to its Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA). It is widely used in M&A and valuation because it allows for comparisons between companies with different capital structures and provides a clear view of operational profitability.

How is the data for the SPARTFIN (PARTNERS FINANCE) acquisition sourced and is it reliable?

Mynth data is contributed by a professional community of M&A and Private Equity experts. Each transaction, including the SPARTFIN (PARTNERS FINANCE) deal, is systematically cross-verified by our team using private deal documents and official sources. You can also find the official press release for this transaction here: https://www.partners-finances.com/data/presse/cp_bridgepoint_groupe_mentor.pdf

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Home Database Financial ServicesSPARTFIN (PARTNERS FINANCE)

01/2022

SPARTFIN (PARTNERS FINANCE) acquired by BRIDGEPOINT

FRANCE Specialty Finance / Specialized Lending / Consumer Credit EV 500M - 1.5b EUR

Context

Bridgepoint has acquired a majority stake in Spartfin from Groupe Mentor. This primary LBO follows a competitive auction process managed by Rothschild & Co, where Bridgepoint prevailed over other major sponsors including Eurazeo. As part of the transaction, the founder’s holding, Groupe Mentor, will reinvest alongside Bridgepoint to maintain a minority stake in the new structure. The strategic rationale for the deal is centered on the immediate creation of a massive financial services platform. Upon closing, Spartfin will absorb the credit brokerage activities of Kereis (formerly CEP), another major asset in Bridgepoint’s portfolio. This merger will combine Spartfin’s digital lead-generation prowess with Kereis’s established brokerage infrastructure, creating a multi-product leader in French personal finance. The synergy between the two entities is expected to significantly lower acquisition costs and expand the product offering across the credit and insurance brokerage spectrum. For Spartfin, the partnership provides the institutional backing and capital necessary to scale its digital model and consolidate its dominant market share in the French "regroupement de crédits" landscape.

SPARTFIN (PARTNERS FINANCE), which reported an EBITDA margin of LOGIN in 2021, is valued in this transaction at an EV/EBITDA multiple of LOGIN, representing a LOGIN to the average currently observed in the Financial Services sector (13.1x).

Note that this data is based on contribution from our growing community, composed of M&A and Private Equity professionals, and has been verified by our team to ensure its accuracy.

-> Deep-dive in Financial Services market trends

Target

Spartfin is a dominant leader in the French debt consolidation market. Operating through a portfolio of recognized brands including Partners Finance, Credistor, Greeniz, and Credissima, the group acts as a specialized intermediary between individual borrowers and banking institutions. Spartfin’s business model is built on high-performance digital lead generation and customer acquisition, utilizing proprietary algorithms and data-driven marketing to capture demand. Its market position is so significant that it is considered a price-maker for lead costs in the French brokerage sector. The company’s strategy focuses on simplifying the debt restructuring process for consumers, offering digital-first tools for credit assessment and file management. By centralizing high volumes of credit restructuring requests, Spartfin provides banks with qualified deal flow while offering borrowers optimized financial structures to reduce their monthly debt burdens.

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REFERENCES

Valuation range: EV 500M - 1.5b EUR

Revenue range: 150M - 250M EUR

EBITDA range: 25M - 50M EUR

Note: This page provides detailed data on a private equity M&A transaction. Detailed and exact financial metrics for the acquisition of SPARTFIN (PARTNERS FINANCE) by BRIDGEPOINT are reserved for mynth community members. Register for free to unlock full data.

Authors: verified mynth contributor (mynth data is contributed by M&A / PE professionals and systematically cross-verified with private deal documents and official press releases).

Acquirer: bridgepoint